Access

– 43.4 million Americans have a credit score of 599 or less.

– 44% of Americans have a FICO score below 700.

– On a $200,000 mortgage, someone with a credit score of 620-639 will pay 1.59% more interest than someone with a score of 760-850, equaling out to an extra $68,126.00 over 30 years.