The American Association of Consumer Credit Professionals (AACCP) serves as a unifying voice for the consumer credit reporting advocacy industry in Washington, D.C. and legislatures across the United States. AACCP members serve as a trusted resource that consumers utilize to understand and navigate the complex credit reporting ecosystem, in which an estimated 1 in 5 credit reports contains an error, whether at the hands of abusive debt collectors, careless record keepers or opportunistic identity thieves. By using our collective voice and engaging with policymakers, AACCP advocates for regulatory certainty for American consumers and the industry, works to protect the integrity of the consumer reporting system, and facilitates an innovative consumer credit advocacy industry.
On behalf its members, consumers and other industry stakeholders, AACCP also publishes guiding principles and best practices for consumer credit reporting advocacy organizations. Additionally, AACCP requires that its members operate in compliance with the Credit Repair Organizations Act and other applicable federal and state laws.