The three major credit reporting agencies—TransUnion, Experian and Equifax—all offer consumers the ability to check their credit reports online. These are safe, reliable options that consumers can use to view their credit profiles and to potentially identify any issues or errors that may exist.
It’s a good practice to check your credit reports at least once per year. Understanding your credit can help you prepare for major financial transactions, like buying a home or a car, and can help you spot issues like identity theft. By knowing what’s in your credit report well before you need access to the credit system, you have time to fix any errors that may cost you money through higher interest rates.
Request an annual credit report:
Each credit reporting agency explains how you can check your information online. You’re also able to dispute items on your report with each respective bureau: